ViVOwallet

ViVOwallet turns mobile devices into secure consumer payment and promotion devices. Wireless Operators generate additional revenue per user by selling new, valuable proximity payment applications.

Operators deliver customers the ViVOwallet payments and promotions software package to enable mobile devices for day-to-day payment and retailer promotion activities. ViVOwallet gives customers secure access to their credit, debit, promotions, and gift/stored value cards in real time, for purchase at retailers.

Customers simply point their mobile phone at a cash register enabled with the ViVOpay reader and the pre-selected card is transferred to the merchant for a proximity payment transaction. Proximity payments allow the ViVOwallet to operate everywhere, even in locations without mobile phone coverage, such as inside shopping malls and in rural areas. ViVOwallet enables customers to carry multiple cards effortlessly and gives them more savings opportunities by allowing them to participate in as many merchant loyalty programs as they want..

ViVOwallet brings the digital revolution to the management and usage of credit, debit, retailer loyalty and pre-paid cards.
 

ViVOwallet:

Ensures that card information remains securely stored in a password-protected digital file in the consumer's preferred mobile device, ready for carrying out transactions anywhere.

Can be used to buy products from any of the 30 million physical merchants in the world using existing card processing systems (no mobile phone call is required).

Proximity payment technology allows it to operate everywhere, even in locations without mobile phone service coverage, such as inside shopping malls and along small roads.

Carries as many cards as the consumer wants, making it easy for consumers to participate in merchant loyalty programs.

Offers an aggregated financial management platform for all credit/charge card transactions -- never go over the limit and pay late charges again.

Consumers need only carry their preferred digital mobile device with a ViVOwallet application to buy in the same places they would traditionally shop, enjoying the additional convenience of one-click proximity payment power…

…and no bulky leather wallet!